HUD Homes For Sale Sumner, Robertson County 4-22-14

For Sale Fun  Click here for a current list of HUD homes for sale in Sumner, Robertson County

What is a HUD Home?

A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Who Can Buy a HUD Home?

Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

Should I Get a Home Inspection?

HUD does not warrant the condition of its properties and will not pay for the correction of defects or repairs. Since the new owner will be responsible for making needed repairs, HUD strongly urges every potential home buyer to get a professional inspection prior to submitting an offer to purchase.

What About Financing?

HUD does not provide direct financing to buyers of HUD Homes. Buyers must obtain financing through either their own cash reserves or a mortgage lender. If you have the necessary available cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. While HUD does not provide direct financing for the purchase of a HUD Home, it may be possible for you to qualify for an FHA-insured mortgage to finance the purchase.

Looking for a lender? Contact Craig Sanders at F&M Mortgage (615)498-5626 or Carolyn Cole at Reliant Bank Mortgage (615)943-1982.

HUD homes are not always considered distressed properties and can be a great option for first time home buyers.  Click here for additional need to know information regarding HUD homes.  Visit http://www.hudhomestore.com for additional HUD information and bidding dates/times.  Click the button below for a complete list of HUD homes available in Sumner and Robertson County as of today.  Contact ME or any licensed agent to view.

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*Information obtained from http://www.hudhomestore.com

 
Take advantage of what Hendersonville  and Sumner County has to offer.  Connect with me today!
Tina Redding, RealtorEXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075Cell (615)268-5985/Office (615)826-0001/Email tinar@realtracs.com/homesbytinaredding.com

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Current Foreclosures Available Sumner County TN 4-22-14

Click Here Foreclosures in Sumner County TN foreclosure_pic
What is a Foreclosure?

Simply, foreclosure is the process by which a homeowner’s rights to a property are forfeited because of failure to pay the mortgage. If the owner cannot pay off the outstanding debt or sell it via short sale, the property then goes to a foreclosure auction. If the property does not sell at auction, it becomes the property of the lending institution.

It helps to remember that the word “homeowner” in this case is actually a misnomer – they are actually borrowers. When someone buys a home, they sign a thick packet of papers – one of which is the mortgage, or deed of trust. This document puts a lien on the purchased property, making the loan a “secured loan.”

When a lender loans you money without any collateral (credit card debt, for instance), it can take you to court for failure to pay, but it can be very hard to collect money from you. Lenders often sell this sort of debt to outside collection agencies for pennies on the dollar and write off the loss. This is considered an “unsecured loan.”

A secured loan is different because, although the lender may take a loss on the loan if you default, it will recover a larger portion of the debt by seizing and selling your property.

Buying a Foreclosed Home

Buying a foreclosed home can seem like a dream.  What could be better than getting a home for a fraction of the market value?  Some may even say that the deals sound like they could be too good to be true.  In some cases, those doubters aren’t too far off the mark.  There are some hidden dangers in buying foreclosure properties that, if you’re not aware of them, could be disheartening and disappointing.  If you are pursuing this route in buying your new home, be sure to look out for these hazards and hidden costs.

Read more

Sumner County Foreclosures for Sale

Today in Sumner County, 23 foreclosed homes are available for sale.  Presently there are 9 under contract.  The average sales price is $132,895 with an average days on the market of 49.

Sumner_County_ForeclosuresLooking for a lender?

So you’ve found the perfect home and you are ready to make an offer.  Are you pre-approved?  The following are 2 very respected loan officers in the Hendersonville TN community that can assist you with that.  You can contact Craig Sanders at F&M Mortgage (615)498-5626 or Carolyn Cole at Reliant Bank Mortgage (615)943-1982.

Have you visited Hendersonville TN?

Located in Sumner County, 18 miles NE of Nashville & 20 miles from Nashville’s International Airport, Hendersonville has become one of Tennessee’s fastest growing communities.  Movoto Real Estate ranked Hendersonville as #5 in their 10 best suburbs in the country.  Click here for current listings in Hendersonville TN.

*Information received from Realtracs, Zillow, Amanda Kostina, Keeping Current Matters

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Take advantage of what Hendersonville  and Sumner County has to offer.  Connect with me today!
Tina Redding, RealtorEXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075Cell (615)268-5985/Office (615)826-0001/Email tinar@realtracs.com/homesbytinaredding.com

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Active Listings Available Somerset Downs Hendersonville TN 4-18-14

Click here to search homes for sale in the Somerset Downs Subdivision, Hendersonville, TN.

P1000310  P1000311

Gorgeous Homes in Popular Subdivision

Somerset Downs has a total of 14 active listings with 1 under contract.  These all brick homes have an average of 4 bedrooms, 3 baths, average square footage of 3,844.  Most have either an aggregate or concrete driveway and were built between 2004-2007.  The average lot size is .41 and the average list price is $440,057.  HOA fees to care for the common grounds is $400 annually.

What You Get if You Live Here

This subdivision comes with walking trails and park areas, cobblestone entrances, underground utilities & gas.  Nearby attractions include the Streets of Indian Lake for area shopping, Old Hickory Lake, Bluegrass Country Club, Long Hollow Golf Course and many others.  The commute to downtown Nashville is only 22 miles.

Are You Ready to Buy?

So you’ve found the perfect home and you are ready to make an offer.  Are you pre-approved?  The following are 2 very respected loan officers in the Hendersonville TN community that can assist you with that.  You can contact Craig Sanders at F&M Mortgage (615)498-5626 or Carolyn Cole at Reliant Bank Mortgage (615)943-1982.

Access Community Reports for Hendersonville, TN

FREE community reports, school reports, and demographic info.  Schools serving Somerset Downs Subdivision include Beech Elementary, Hunter Middle, and Beech Senior High.

Get Free Community Reports

Take advantage of what Hendersonville has to offer.  Connect with me today!
Tina Redding, Realtor, EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075Cell (615)268-5985/Office (615)826-0001/Email tinar@realtracs.com/homesbytinaredding.com

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HUD Home Inventory as of 4-17-14

Currently there are 9 HUD homes located in Sumner and Robertson County.  HUD homes are not always considered distressed properties and can be a great buy for a first time home buyer or investor.  Be sure to check the www.hudhomestore.com website to determine bidding periods.  It is also very important to have your financing in order prior to bidding.  The time frames are very short when it comes to HUD homes.  Click here for important need to know information regarding HUD homes.  If you are interested in purchasing a HUD Home contact Tina Redding or any licensed agent.

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Tina Redding, Realtor

EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075

Cell (615)268-5985/Office (615)826-0001/Email tinar@realtracs.com/homesbytinaredding.com

 
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Newest Listings in Hendersonville TN as of 4/17/14

Today there are 7 new listings to choose from when searching for properties in Hendersonville.  Take advantage of the lowest interest rates available and make an offer on one of these fabulous homes in a much sought after city.  Area shopping, lakefront properties, and fabulous restaurants can be found within minutes of this community.  Contact me today for a viewing of one of these beautiful homes.

  • 225 Spy Glass Way

    Hendersonville, TN 37075

    $59,000

    • 0 bds
    • 0 ba
    • Status: Active
    • Listing #: 1533404
    Golf Course Lot sitting on the 12th fairway of the Country Hills Golf Course * Spectacular view * Level Lot * Possible owner terms * 1.5 miles to Hwy …
    Listing courtesy of Coldwell Banker Lakeside Inc. MTRMLS
  • 103 N Scarbrough Ct

    Hendersonville, TN 37075

    $79,990

    • 0 bds
    • 0 ba
    • Status: Active
    • Listing #: 1533490
    SUPER LOCATION BETWEEN GALLATIN AND HENDERSONVILLE- UNDERGROUND UTILITIES- WALKING DISTANCE TO NEW KROGER MARKET- NEAR OLD HICKORY LAKE- CALL TODAY! G…
    Listing courtesy of Reliant Realty, LLC MTRMLS
  • 129 Laurel Lane

    Hendersonville, TN 37075

    $152,500

    • 3 bds
    • 2 ba
    • 1244 sq ft
    • Status: Active
    • Listing #: 1533549
    Listing courtesy of Bob Parks Realty, LLC MTRMLS
  • 163 Glenn Hill Dr

    Hendersonville, TN 37075

    $229,900

    • 3 bds
    • 2 ba
    • 1934 sq ft
    • Status: Active
    • Listing #: 1533577
    Well-maintained home in desirable Indian Lake area; Large yard, mature trees, recently updated. Newer roof, windows,HVAC, etc. E stablished neighbor…
    Listing courtesy of Crye-Leike, Inc., REALTORS MTRMLS
  • 100 Northlawn Cir

    Hendersonville, TN 37075

    $274,900

    • 4 bds
    • 3 ba
    • 2912 sq ft
    • Status: Active
    • Listing #: 1533611
    4 BEDROOM + OFFICE IN CHESAPEAKE HARBOR ON SHORES OF OLD HICKORY LAKE! UPDATED KITCHEN & BATHS w/GRANITE, TILE BACKSPLASH, LIVING RM & OFFICE SHARE SE…
    Listing courtesy of Reliant Realty, LLC MTRMLS
  • 197 The Hollows Ct

    Hendersonville, TN 37075

    $399,812

    • 3 bds
    • 3 ba
    • 3716 sq ft
    • Status: Active
    • Listing #: 1533197
    A Must See, this home provides ample amount of lovely living space. Wood trim througout this beautiful home really captures the elegance of it. Forma…
    Listing courtesy of Keller Williams Realty MTRMLS
  • 1016 Island Brook Dr

    Hendersonville, TN 37075

    $539,900

    • 4 bds
    • 6 ba
    • 4892 sq ft
    • Status: Active
    • Listing #: 1533494
    Simply Amazing Custom Built Home! Its all in the details! Beautiful hardwoods, huge kitchen w/vaulted ceilings, media room or possible in law quarters…
    Listing courtesy of Coldwell Banker Lakeside Inc. MTRMLS
    Tina Redding, Realtor

    EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075

    Cell (615)268-5985/Office (615)826-0001/Email tinar@realtracs.com/homesbytinaredding.com

     
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HUD Home Inventory Sumner and Robertson County as of 4-12-14

Currently there are 9 HUD homes located in Sumner and Robertson County.  HUD homes are not always considered distressed properties and can be a great buy for a first time home buyer or investor.  Be sure to check the www.hudhomestore.com website to determine bidding periods.  It is also very important to have your financing in order prior to bidding.  The time frames are very short when it comes to HUD homes.  Click here for important need to know information regarding HUD homes.  If you are interested in purchasing a HUD Home contact Tina Redding or any licensed agent.

Search_HUD_Homes_Button

Active_Hendersonville_Listings

Tina Redding, Realtor

EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075

C (615)268-5985    O (615)826-0001     Email tinar@realtracs.com     homesbytinaredding.com

 
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Should I Rent My House If I Can’t Sell It?

Home For RentA recent study has concluded that 39% of buyers prefer to rent out their last residence rather than sell it when purchasing their next home.

The study cites that many homeowners were able to refinance and “locked in a very low mortgage rate in recent years. That low rate, combined with a strong rental market, means they can charge more in rent than they pay in mortgage each month, so they are going for it.”

This logic makes sense in some cases. We at KCM believe strongly that residential real estate is a great investment right now. However, if you have no desire to actually become an educated investor in this sector, you may be headed for more trouble than you were looking for. Are you ready to be a landlord?

Before renting your home, you should answer the following questions to make sure this is the right course of action for you and your family.

10 Questions to Ask BEFORE Renting Your Home

1.) How will you respond if your tenant says they can’t afford to pay the rent this month because of more pressing obligations? (This happens most often during holiday season and back-to-school time when families with children have extra expenses).

2.) Because of the economy, many homeowners can no longer make their mortgage payment. What percent of tenants do you think can no longer afford to pay their rent?

3.) Have you interviewed a few experienced eviction attorneys in case a challenge does arise?

4.) Have you talked to your insurance company about a possible increase in premiums as liability is greater in a non-owner occupied home?

5.) Will you allow pets? Cats? Dogs? How big a dog?

6.) How will you actually collect the rent? By mail? In person?

7.) Repairs are part of being a landlord. Who will take tenant calls when necessary repairs arise?

8.) Do you have a list of craftspeople readily available to handle these repairs?

9.) How often will you do a physical inspection of the property?

10.) Will you alert your current neighbors that you are renting the house?

Bottom Line

Again, renting out residential real estate historically is a great investment. However, it is not without its challenges. Make sure you have decided to rent the house because you want to be an investor, not because you are hoping to get a few extra dollars by postponing a sale.

Tina Redding, Realtor
EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075
C (615)268-5985    O (615)826-0001     Email tinar@realtracs.com     homesbytinaredding.com
 
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HUD Home For Sale 204 Elnora Ct Hendersonville TN

204 Elnora Ct Hendersonville TN

HUD Home For Sale located at 204 Elnora Ct, Hendersonville, TN.  Listed courtesy of Keller Williams Realty. 3 bedroom, 2 bath, 1339 square ft located in the Surfside Park Subdivision in Sumner County.  All brick Ranch home 1 story, sits on .25 acre, carpet, finished wood, vinyl, partially finished basement with 2 car garage. Case #483-40500, 2200.00 repair escrow, sold as-is.  Click here for additional pictures and information regarding this listing.  Visit www.hudhomestore.com for additional information regarding HUD homes.   Information believed to be accurate but not guaranteed. Buyer to satisfy self. Equal Housing Opportunity.

 204elnora1  204elnora2  204elnora3

Contact me or any licensed agent to view today!

Tina Redding, Realtor
EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075
C (615)268-5985    O (615)826-0001     Email tinar@realtracs.com     homesbytinaredding.com
 
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HUD Home For Sale in Gallatin TN at 1005 Pittman Dr

1005 Pittman Dr, Gallatin, TN

Stunning home located at 1005 Pittman Dr, in Gallatin, TN.  Listed with EGAP Real Estate,LLC 6152507706. 4 bedroom, 2.5 bath, 3212 square ft located in the Stone Creek Subdivision in Sumner County.  All brick Ranch home 1.5 stories, sits on .52 acre, carpet, finished wood, laminate, tile, aggregate driveway, large living room, bonus room over 3 car attached garage. Case #483-450468, 0.00 repair escrow, sold as-is.  Click here for additional pictures and information regarding this listing.  Visit www.hudhomestore.com for additional information regarding HUD homes.   Information believed to be accurate but not guaranteed. Buyer to satisfy self. Equal Housing Opportunity.

1005pittman1  1005pittman3  1005pittman2

Contact me or any licensed agent to view today!

Tina Redding, Realtor
EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075
C (615)268-5985    O (615)826-0001     Email tinar@realtracs.com     homesbytinaredding.com
Each office owned and independently operated
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Lake Front Homes Available in Hendersonville, TN as of 3-25-14

Lake Front Homes for Sale in Hendersonville TN

Click Here to search lake front homes located in Hendersonville, TN.lake,_dock

Beautiful Homes with Stunning Views

Currently, Hendersonville TN has 41 lake homes that are listed for sale.  Of these 23 have their very own personal dock located on the property.  Prices range from $279,500 – $1,250,000.  The average square footage is 3,641 with an average days on the market of 110.  There are 9 properties under contract.  Several homes have been beautifully renovated with hard wood flooring and granite countertops while there are 5 homes currently under new constructions.  Many are well maintained complete with a deck for entertaining with stunning waterfront views.

Location, Location, Location!

18 miles NE of Nashville & 20 miles from Nashville’s International Airport, Hendersonville has become one of Tennessee’s fastest growing communities.  Movoto Real Estate ranked Hendersonville as #5 in their 10 best suburbs in the country.  Hendersonville has also become a popular travel destination with area shopping, local restaurants, golf course, walking trails, and many more amenities.  2 very popular boat docks are Creekwood Marina and Anchor High Marina not to mention a variety of restaurants to choose from at the Streets of Indian Lake.

Are You Ready To Buy?

So you’ve found the perfect lake front property and you are ready to make an offer.  Are you pre-approved?  The following are 2 very respected loan officers in the Hendersonville TN community that can assist you with that.  You can contact Craig Sanders at F&M Mortgage (615)498-5626 or Carolyn Cole at Reliant Bank Mortgage (615)943-1982.

Access Community Reports for Hendersonville, TN

FREE community reports, school reports, and demographic info.  Schools serving this area include Indian Lake Elementary, Merrol Hyde Magnet School, Hendersonville High School, and Station Camp High School.

Get Free Community Reports

Take advantage of what Hendersonville has to offer.  Connect with me today!
 
Tina Redding, Realtor
EXIT Real Estate Solutions, 103 Hazel Path Ct, Suite 2, Hendersonville TN 37075
C (615)268-5985    O (615)826-0001     Email tinar@realtracs.com
Each office owned and independently operated
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 Serving all of your Real Estate needs in Middle TN